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Legal & Compliance

Effective Date: May 22, 2026 · Last updated: May 22, 2026

1. Privacy Policy

Zero Noise Report ("we," "us," or "our") operates the website zeronoisereport.com and the Zero Noise Report newsletter service. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

1.1 Information We Collect

Information You Provide Directly:

  • Email address (required for newsletter subscription)
  • Name (optional, for personalization)
  • Payment information (processed securely via Stripe; we do not store card numbers)
  • Subscription preferences (watchlist tickers, sector interests)
  • Feedback, survey responses, and support communications

Information Collected Automatically:

  • IP address and approximate geographic location
  • Browser type, operating system, and device information
  • Email open rates and click-through data (via Beehiiv analytics)
  • Pages visited, time on site, and referral source
  • Cookies and similar tracking technologies

1.2 How We Use Your Information

  • To deliver the Zero Noise Report newsletter and premium content
  • To process paid subscriptions and manage billing via Stripe
  • To personalize content based on your sector interests and watchlist
  • To send transactional emails (confirmations, receipts)
  • To improve our content, services, and user experience
  • To comply with legal obligations and prevent fraud

1.3 Legal Bases for Processing (GDPR)

  • Consent: You provide consent when subscribing to our newsletter
  • Contract: Processing necessary to deliver paid subscription services
  • Legitimate Interest: Analytics to improve content quality
  • Legal Obligation: Tax records, fraud prevention, regulatory compliance

1.4 Information Sharing

We do NOT sell, rent, or trade your personal information. We share data only with:

  • Beehiiv (newsletter delivery and analytics platform)
  • Stripe (payment processing — PCI DSS compliant)
  • Analytics providers (aggregated, non-personally-identifiable data only)
  • Law enforcement (only when legally required by valid court order or subpoena)

1.5 Your Rights

All Users: Unsubscribe from any email at any time. Request access to, correction of, or deletion of your personal data. Opt out of non-essential cookies.

EU/EEA Residents (GDPR): Right to access, rectification, erasure, data portability, restrict or object to processing, withdraw consent, and lodge a complaint with your local supervisory authority.

California Residents (CCPA/CPRA): Right to know, delete, opt-out of sale (we do not sell data), and non-discrimination for exercising privacy rights.

Canadian Residents (PIPEDA): Right to access, challenge accuracy, and withdraw consent (subject to legal restrictions).

1.6 Data Retention

  • Active subscriber data: retained while subscription is active
  • Inactive/unsubscribed: deleted within 90 days of request
  • Payment records: retained for 7 years per tax regulations
  • Analytics data: aggregated and anonymized after 24 months

1.7 Data Security

We implement industry-standard security measures including SSL/TLS encryption, secure payment processing via Stripe (PCI DSS Level 1 compliant), access controls, and regular security reviews. No method of electronic transmission or storage is 100% secure.

1.8 Cookies

We use essential cookies for site functionality and optional analytics cookies to understand user behavior. You can control cookies through your browser settings.

1.9 Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

1.10 Changes to This Policy

Material changes will be communicated via email to active subscribers at least 30 days before they take effect.

1.11 Contact

For privacy-related requests, email: zeronoisereport@gmail.com
Subject line: "Privacy Request — [Your Request Type]"
We will respond within 30 days.

2. Investment Disclaimer & Risk Disclosure

IMPORTANT: Please read this disclaimer carefully before using any content from Zero Noise Report.

2.1 Not Financial Advice

Zero Noise Report and its content — including newsletters, reports, analyses, model portfolios, watchlists, alerts, social media posts, and any other materials — are provided for informational and educational purposes only. Nothing in our content constitutes financial advice, investment advice, trading advice, or any other form of professional advice.

2.2 Not a Registered Investment Advisor

Zero Noise Report is NOT a registered investment advisor, broker-dealer, financial analyst, or financial institution. We are not registered with the SEC, FINRA, CSA, OSC, or any financial regulatory body. Our content does not constitute a solicitation, recommendation, or offer to buy or sell any securities.

2.3 Investment Risks

All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. The sectors covered by Zero Noise Report involve companies at various stages of development, many of which are speculative and carry elevated risk.

2.4 Do Your Own Research

Before making any investment decision, conduct your own independent research and analysis, consider your individual financial circumstances, and consult with a qualified financial advisor. You are solely responsible for your own investment decisions and outcomes.

2.5 AI-Generated Content Disclosure

Portions of our content may be generated or enhanced using artificial intelligence tools. While AI assists in analysis and content creation, all published material is reviewed and curated by our editorial team. AI-generated insights should not be interpreted as infallible.

2.6 Conflicts of Interest

Authors and affiliated individuals of Zero Noise Report may hold positions in securities mentioned in our content. We may buy or sell these securities at any time without prior notice.

2.7 Limitation of Liability

In no event shall Zero Noise Report, its owners, employees, agents, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our content or services, including investment losses.

2.8 Jurisdictional Notice

Zero Noise Report is based in Canada. Our content is not intended for distribution where contrary to local law. Users are responsible for compliance with applicable local laws.

3. Terms of Service

By accessing or using the Zero Noise Report website, newsletter, or any related services, you agree to be bound by these Terms of Service.

3.1 Service Description

Zero Noise Report provides a free and premium (paid) stock market intelligence newsletter delivered via email and web. The premium tier (Zero Noise Pro) includes enhanced analysis, model portfolios, sector deep dives, watchlist alerts, and bonus resources.

3.2 Subscription Terms

  • Free subscriptions can be cancelled at any time via the email footer link
  • Premium subscriptions (Zero Noise Pro) are billed at $99/month or $797/year via Stripe
  • All payments are non-refundable except as specified in our guarantee (Section 3.3)
  • Annual subscriptions lock in the current rate for the billing period
  • We reserve the right to change pricing with 30 days' notice
  • Premium content is for the subscriber's personal, non-commercial use only

3.3 Satisfaction Guarantee

30-Day Signal-or-Refund Guarantee: If you are not satisfied within the first 30 days of your initial Pro subscription, contact us for a full refund. This applies to first-time subscribers only.

Performance Transparency Pledge: If our model portfolio underperforms the S&P 500 for two consecutive quarters, active annual subscribers receive one free month.

3.4 Acceptable Use

You agree NOT to: redistribute or resell premium content; reproduce or scrape content for commercial purposes; use automated systems beyond normal personal use; impersonate Zero Noise Report; use content for market manipulation; or circumvent access controls.

3.5 Intellectual Property

All content, trademarks, logos, and intellectual property are owned by us or our licensors and protected by copyright and trademark laws.

3.6 Termination

We reserve the right to suspend or terminate access for violations of these Terms. No refund will be issued for remaining subscription period upon termination for cause.

3.7 Governing Law

These Terms are governed by the laws of the Province of Alberta, Canada. Disputes shall be subject to the exclusive jurisdiction of the courts of Alberta, Canada.

4. Data Deletion Policy

4.1 Your Right to Deletion

You have the right to request deletion of your personal data at any time. This right is guaranteed under GDPR (EU), CCPA/CPRA (California), PIPEDA (Canada), and other applicable regulations.

4.2 How to Request Deletion

Email: zeronoisereport@gmail.com
Subject: "Data Deletion Request"
Include your subscription email address and specify "all data" for complete deletion.

4.3 What We Delete

  • Email address and subscriber profile
  • Subscription preferences, watchlist tickers, and segment data
  • Email engagement history (opens, clicks)
  • Website analytics data linked to your identity
  • Feedback, survey responses, and custom fields

4.4 What We May Retain

  • Payment and billing records: retained for 7 years per tax regulations
  • Legal dispute records: retained until resolution
  • Aggregated, anonymized analytics data (not linked to your identity)

4.5 Processing Timeline

Acknowledgment within 3 business days. Identity verification may be required. Deletion completed within 30 calendar days. Confirmation email sent upon completion. Third-party providers (Beehiiv, Stripe) notified to delete your data within their timelines.

4.6 Account Cancellation

Cancelling your paid subscription does not automatically delete your data. To both cancel and delete, please explicitly request data deletion in addition to cancellation.

5. Copyright Notice

© 2026 Zero Noise Report. All rights reserved.

5.1 Ownership

All content published by Zero Noise Report — text, graphics, logos, images, data compilations, analyses, model portfolios, templates, guides, and software — is our exclusive property, protected by Canadian and international copyright, trademark, and intellectual property laws.

5.2 Permitted Use

  • Personal, non-commercial reading and reference
  • Brief quotations (under 100 words) with proper attribution and link
  • Sharing free-tier content via social media using our official share links

5.3 Prohibited Use

  • Reproduction, redistribution, or republication of premium content without written consent
  • Systematic downloading, copying, or archiving of content
  • Commercial use including reselling, repackaging, or derivative works
  • Removal of copyright notices, watermarks, or attribution
  • Scraping, data mining, or automated extraction
  • Forwarding premium newsletters to non-subscribers

5.4 Trademarks

"Zero Noise Report," "ZNR," "Zero noise. All signal.," and associated logos are trademarks of Zero Noise Report. All other product and company names are trademarks of their respective owners.

5.5 Enforcement

We actively monitor for unauthorized use. Violations may result in immediate termination of access, DMCA takedown requests, and legal action.

6. DMCA / Copyright Infringement Policy

6.1 Reporting Infringement

If you believe content on our site infringes your copyright, send a written notice containing:

  • Identification of the copyrighted work claimed to be infringed
  • Identification of the infringing material and its location
  • Your contact information (name, address, phone, email)
  • A good-faith belief statement that the use is not authorized
  • A statement under penalty of perjury that the information is accurate
  • Your physical or electronic signature

Send DMCA notices to: zeronoisereport@gmail.com
Subject: "DMCA Takedown Notice"

6.2 Response Process

We will acknowledge receipt within 3 business days. Valid notices will be investigated promptly. Infringing material will be removed or disabled within 10 business days. Counter-notices may be filed per applicable law.

7. Affiliate & Advertising Disclosure

7.1 Affiliate Relationships

  • We may earn commissions from affiliate links in our content
  • Affiliate relationships do not influence our editorial analysis or stock coverage
  • We only recommend products and services we believe provide genuine value
  • Affiliate links will be clearly disclosed

7.2 Advertising

Sponsored content will always be clearly labeled as "Sponsored," "Advertisement," or "Paid Partnership." Advertising does not influence our independent analysis.

7.3 Gumroad Products

Educational products sold via our Gumroad store (courses, guides, templates) are our own products. Revenue supports the continued operation of Zero Noise Report. These products are subject to the same investment disclaimer in Section 2.

8. Contact & Dispute Resolution

8.1 Contact

For any questions or concerns: zeronoisereport@gmail.com

8.2 Dispute Resolution

We prefer to resolve disputes amicably. Before initiating any legal proceeding, you agree to contact us first. If informal resolution is not possible within 30 days, disputes shall be resolved through binding arbitration in accordance with the rules of the ADR Institute of Canada, conducted in Edmonton, Alberta, Canada.

8.3 Class Action Waiver

To the fullest extent permitted by law, you agree that any dispute will be resolved on an individual basis and not as part of a class action, consolidated action, or representative action.

This legal package was last updated May 22, 2026. This legal package should be reviewed by a qualified attorney before publication. Laws vary by jurisdiction and change over time.

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